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Stripe vs. Square: How They Compare to QuickBooks Online

Compare Stripe and Square payment integrations for FarmToYou. Learn how they differ, how they handle transactions, and how they compare to invoicing tools like QuickBooks Online that you may already use.

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Written by Virginia Wallace

FarmToYou supports both Stripe and Square as payment processors. Each offers flexible, secure payment options for online and in-person sales. They’re free to set up, with no monthly fees, and operate on a transaction-based model. Both also provide hardware options if your business ever needs them.

Many FarmToYou Producers are already familiar with using QuickBooks Online for invoicing, so this chart is designed to help you feel confident choosing the payment processor that’s right for your FarmToYou sales.

Stripe

Square

QuickBook Online

Monthly Fee

No monthly fee

No monthly fee

$38 - $275/month

Per-Transaction Fee

Online: 2.9% + $0.30 cents per transaction

In-person: 2.7% + $0.05 per transaction

ACH: 0.8% with a $5 fee cap

Online: 2.9% + $0.30 per transaction

In-person: 2.6% + $0.15 per transaction


ACH: 1%, with a $10 fee cap

Online: 2.9% + $0.30 per transaction

In-person: 2.5%



ACH: 1%, with a $10 fee cap

Accepted Payment Methods

100-plus options, including:

  • Card payments

  • ACH

  • Cash App

  • Apple Pay

  • Google Pay

  • Amazon Pay

  • PayPal

  • Venmo

10-plus options, including:

  • Card payments

  • ACH

  • Cash App

  • Apple Pay

  • Google Pay

10-plus options, including:

  • Card payments

  • Apple Pay

  • Google Pay

  • Samsung Pay

  • PayPal

  • Venmo

Same-Day Funding Fee

+1.5%

+1.75%

+1.75%

Chargeback Processing Fee

(ie. Refund, Disputes, etc.)

$15

$15

$25

Links for Pricing Information

Deactivation of Account

Seek advisory from CPA before canceling subscription.

⚠️ Note: Rates, fees, and available payment methods are subject to change by each provider. We recommend reviewing the most current pricing on their official websites before making a final decision.

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